Oma changes Girona for Lugo

L’Spar Girona lost yesterday, by surprise, one of the pieces in the first template. And she is not a minor player, because although she enjoyed a few minutes, she was one of the most loved both in the locker room and by the fans. Helena Oma considers it time to “get on another train” in search of more prominence, and this happens to join the ‘Teaching in Lugo, with whom he should already make his debut tomorrow against Valencia. At the Uni since 2016, where he arrived at the age of 19 from the Almeda de Copa Catalunya, the winger leaves with a league under his arm (2019) and the team’s recent classification for the quarterfinals the Euroleague, as the main sporting milestones.

A year ago now Oma suffered multiple serious injuries to his left knee, with the anterior ligament broken and affecting other structures, which forced her to go through the operating room and had her off until the beginning of this course. In fact, as he revealed Pere Puig yesterday at the farewell ceremony, in October he raised the possibility of leaving “but then we decided to take some time to see how things were going.” Oma, though with Alfred Julbe played most matches, is looking for a more protagonist role. Put yourself to the test. And this in Lugo he will be able to do “even though I am aware that the minutes I will have to earn and that there they have promised me nothing ». Faced with the offer of the Galician club the representative of Oma again proposed the termination of the contract and it was agreed to do so after the bubble of Euroleague d’Schio.

«Girona has changed my life. It wasn’t until I got here, thanks to the opportunity the club gave me, that I didn’t consider having a sports career. At Uni I learned a lot and grew up as a player and a person living with very talented players “, he assured. He regrets not being able to say goodbye to the fans “from the track”, but considers that “this is not a farewell, it’s a goodbye”. “This is the best time for me. Sometimes you have to be a little selfish and have to look to your future. I think I caught on the opportunity that can allow me to continue to grow as a player “, he added, insisting on his gratitude to the club for all these years. On February 14, Oma will be Uni’s rival for the first time in the Women’s League duel to be played in Lugo.

This was the Helena Oma’s fifth season at the club, although during 2017/18 it was ceded for a time to Cadí La Seu. She has been one of the most beloved players by the fans, who has always valued her involvement in the team.

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Boston Consulting recommends that banks cut their costs by 69% | Companies

The pandemic has accelerated the banking digitization process in three or four years, according to the latest report published by the Boston Consulting Group (BCG) on the banking sector in the world. This process is not only managing to reduce costs in financial institutions, but it has also convinced the client, who goes less and less to the branch. The report highlights that retail banks around the world have reacted to the Covid crisis “with speed, skill and determination, without neglecting their environmental, social and corporate governance commitments.” But he acknowledges that the recovery of bank income to pre-Covid levels will not occur until 2024.

In the most optimistic scenario, the revenues of retail banking and private banking clients, based on a rapid recovery in world GDP, would increase worldwide by 2.8%, reaching 2.59 trillion dollars (about 2, 13 trillion euros) in 2024, compared to 2.25 trillion (1.85 trillion euros) in 2019.

In the interim, revenue would rise 1% to $ 2.37 trillion. At the most pessimistic, revenue would fall 1.1% to $ 2.13 trillion. The deepest revenue declines are expected in Western Europe and North America. From a product point of view, consumer financing loans, among others, will be the most affected.

Jorge Colado, managing director and partner of BCG in Spain and responsible for retail banking for Europe, Africa, and South America, explains that “the positive impact of electronic commerce will be partially offset by a decrease in consumer spending, especially in items of great value ”.

The report maintains that current retail banking costs are “not sustainable,” which is why they must go digital. “Banks that do not address their costs will find it difficult to monetize their current investments,” the study highlights.

It assures the sector that it must lower its costs because “they are not sustainable”

BCG points out that after the pandemic, the use of the bank branch has fallen by 26%, while operations with mobile banking have risen by 19%. In fact, many customers have started to use digital banking during the pandemic, which in the case of Spain rises to 16%, and 14% in the case of mobile banking. And they seem to like the experience, according to the analysis.

As an example of what banks should improve in cost and efficiency, Boston Consulting points out that a retail banking entity could operate with costs 69% lower than it currently has, otherwise an “unsustainable” situation will be created. .

He gives another example, a digital bank that sells mortgages can streamline its process and in 50% of cases approve the operation in one hour, and thus make 15% more home loans at a cost 25% cheaper, at while improving customer impressions from 15% to 30%.

BCG’s analysis shows that the operating costs of the best banks are already 40% lower than those of a standard bank, and they have approximately 50% fewer employees. These banks make more and larger sales, and they do so with less transaction-focused branches.

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These skin lesions may be the first symptoms of the coronavirus

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Professionals from the Dermatology Service of the Hospital 12 de Octubre and the Hospital Clínico de Salamanca have participated in an investigation on skin lesions that can be caused by the Covid-19. This research, published in “The American Journal of Surgical Pathology”, has identified a series of skin lesions that may be susceptible to being the first manifestations of the coronavirus in patients.

These first symptoms of coronavirus on the skin they can manifest in a series of pathologies that are described in the study:

Acro-ischemic lesions or chilblains: they are inflammations of small blood vessels present in the skin.

Rash or rash: These are areas of the skin that change color, become red and can be inflamed or irritated.

Palpable purple: small swollen nodules on the vascular walls.

Urticarial-like eruptions.

– Another type of nonspecific lesions.

Most of these described injuries have occurred in pies and lower extremities, also in trunk and a small part in the hands. All of them have had a evolution of between 4 and 10 weeks without treatment. The study also shows that there is no direct correlation between these skin lesions and the severity of the respiratory condition resulting from infection by coronavirus.

Why it manifests itself on the skin

The explanation for why the skin can be the first warning that someone is infected is that the virus is also found in the endothelial cells of the skin, and that triggers inflammatory mechanisms that give rise to this type of injury. These studies serve to advance the early detection of coronavirus symptoms, giving a new way for its diagnosis in much earlier stages and to act.

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Barça owes 197 million in transfers

FC Barcelona must pay 196,700,000 euros in player transfers, according to the report that the Barça club made public yesterday and which confirms its more than delicate economic situation. And it is that the club has increased by 55.5% the net debt in a single season, going from 217 million euros in the 2018-2019 financial year to 488 million in the 2019-2020 academic year. And it has also increased its short-term debt by 31%, from 505,500,000 to 731. This net debt of 488 million places the statutory ratio set out in Article 67 of the Articles of Association at 3.64, clearly above the marked maximum limit, which is 2.

Among the pending games are these 196,700,000 euros for transfers of players, such as Frenkie de Jong, for which the Catalan club has yet to pay Ajax 48 million euros; Philippe Countinho (40 million at Liverpool), Francisco Trincao (9.8 million at Sporting de Braga), Junior Firpo (9 million at Betis) and Matheus Fernandes, signed from Palmeiras a year ago, and for whom he still owes Brazilian club 4.6 million, although the player has only played 17 minutes with the first team. On the other hand, Barça only have 46,400,000 euros left to pay in transfers, so the balance in this game has a negative balance of 150,300,000.

According to the annual report, during the 2019-2020 season, the entity had operating income of 885,400,000 euros, when the forecast was to earn 1,059 million. That is 203,700,000 less that he attributes to the covid-19 pandemic. This 855 million is also a reduction of 14% compared to the 990 million euros that FC Barcelona entered in the previous year, and a loss after taxes of 97 million euros. This loss of revenue comes mainly from the partial return of season tickets to members, the loss of ticket offices for closed-door matches and the operating income of facilities. In the last season, the ratio of sports cost to income has been 74%, 6 points more than in the 2018-2019 season, although the salary cost has been 5% lower (it has gone from 671 million to 636) due to the agreed salary reductions.

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Safe tests to detect if you have lost your sense of smell due to the coronavirus

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The loss of smell or anosmia, is one of the most repeated symptoms by patients of coronavirus. In fact, it can represent a good indication of the disease in a patient, added to other less specific symptoms such as cough, or general fatigue. Even so, it should be noted that smell can be lost for multiple medical reasons and this diagnosis necessarily requires medical attention.

With all this, the consensus that exists that if you lose your sense of smell you can have coronavirus has caused many to test themselves in ways that are sometimes not recommended. One of the most common gestures in mild patients who experience the disease at home is to use products that are supposed to have a stronger smell, the bad thing is that these products tend to coincide with the most toxic. Bleach, ammonia, detergents, and all kinds of disinfectants They are, among others, the cleaning supplies most commonly used in these home tests.

Some of these products contain irritating or corrosive substances that can damage the skin or other tissues with which they come in contact. Their handling must always be safe and mixing them is not recommended. As a note, one of the more frequent poisonings, and that causes not a few hospital admissions, is the inhalation of the gas resulting from mixing bleach and ammonia to clean surfaces. For all this we must avoid the use of dangerous substances, no matter how much they smell, to check if we have lost our sense of smell.

Instead, there are tests we can do at home to have a certain notion if our olfactory sense has been affected. Always, once again, taken as an indication in the absence of a real medical examination.

Check if we detect primary odors

According to a study by researchers from Bates College, the University of Pittsburgh and the Oak Ridge National Laboratory, humans can detect ten basic smells, known as primary odors.

These fragrances are the most recognizable and frequent by the olfactory system and are: wood / resin; fragrances; fruity (not including citrus); chemical; mint / pepper; sweet; Popcorn; lemon and two types of foul smells: pungent and rotten.

In this way, if we think that we have lost our sense of smell due to the coronavirus, it is advisable to check if we are able to recognize some of these aromas.

Smell products that are not harmful to health

Some common products in Spanish homes have a strong and identifiable smell. However, it is not advisable to take any of them lightly and smell them intensely to check if a loss of smell has occurred.

When we smell bleach or ammonia, the trigeminal nerve, an irritating nerve. This can make us think we are smelling, but the truth is that we are not. It is a reaction to a very strong and toxic product.

There are other products that you can safely use to check the state of the olfactory system:

Perfumes and colognes. They are a good option due to their pleasant and strong smell, in some cases.

Vinegar. Vinegar has a very characteristic and long-lasting smell that is easily identifiable.

Café. Smelling coffee grounds can be a great option to check the state of the olfactory system.

Orange or lemon. Peeling an orange or a lemon gives off a citrus smell, one of the most recognizable primary odors for humans.

The “jelly bean test”

There is a very popular experiment to teach children the relationship between taste and smell which can help recognize possible anosmia. It is known as «Jelly bean taste test» or “jelly bean test.” To carry it out we will only need candies or gummies of different flavors but with a similar color.

Before putting one of these treats in your mouth, you must tightly cover your nose. You have to try to savor it and identify what it tastes like. Before swallowing it, the nose should be uncovered. If the olfactory system is healthy, once the nose is free, the flavors will multiply and be much more identifiable.

Approximately, 85% of what we perceive as taste is actually due to smell. The tongue identifies only basic flavors (sweet, salty, bitter and sour), while the sense of smell has very different receptors capable of identifying thousands of individual aromas.

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if officials change to buses and trams, we can lose the country

The Speaker of the State Duma of the Russian Federation Vyacheslav Volodin believes that the main problem of officials in Russia is their ineffective work, and not that they drive a personal car and do not use public transport. He stated this in an interview with the Komsomolskaya Pravda newspaper, which TASS refers to.

Russian State Duma website

As Volodin noted, there were cases when officials “got on buses, trolleybuses, trams,” and as a result, “you and I were losing the country.” What periods were meant, the publication does not specify. Most likely, we are talking about restructuring.

“You can travel both on the tram and on the trolleybus and at the same time not be responsible for anything. But this populism is leading to collapse, ”Volodin said.

“Let him drive a personal car, let him have something else, but if he takes and builds a good health care system, ensures the quality of education, safety, probably no one will have any questions,” Volodin said.

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The slow agony of modest football

“The club is dead.” At least the concept. The devastating phrase of the president of the Camprodon, Joan Busquets, is as hard as it is true. Procicat measures against the spread of covid-19 are like a lethal weapon for the clubs amateur i de base. Far from seeing the light at the end of the tunnel, they run out of oxygen and it is becoming increasingly clear that no one takes them into account when deciding no matter how much outdoor sports are allowed. «It is not breathe football. Emotionally and emotionally we are shattered, this is what is contagious. We have no hope because small towns are always in line“, the Mint.

The case of Camprodon shows that football is in a critical situation. Without parties and despite making efforts to have activity, they are prevented. “In December we resumed training, but with the perimeter confinement of Ripollès we had to stop again. It’s like doing three preseasons because we start again every time we are left», Explains Busquets. The restrictions were not as strict as in Ripollès and Cerdanya, however the Guíxols also suffered the measures of Christmas and is paying dearly for the shock plan that has been in effect since Jan. 7. “Our coach is from outside the Baix Empordà and has not been able to come for weeks. The idea was to train voluntarily during all the Christmas holidays, but we let it be because only eight players could come. Territorial football is designed more for the province of Barcelona than for those outside. This year we have a squad with 50% of players from here, which does not mean that they are only from Sant Feliu, but that they come from Platja d’Aro, Santa Cristina and even Llagostera “, comments the president of Guíxols, Laia Bodro.

With the same problem is the He threw. “There will be no training for any base football team or the first team. We will wait for the new restrictions to come out to decide later what to do “, the club said in a statement. At this time, there is no news on what the outcome of the 2020-21 season will be. The entities face the day to day blindly, with the fear of leaving even more harmed. “We don’t know anything, though if they tell us the competition has to end it will be an offense. Especially considering that there would be ups and downs. We can’t play everything with 17 or 18 games “, says Busquets. In this sense, Bodro is also worried: “Better than not because it is also being difficult to find sponsors. Here we live from tourism and I don’t know with what face we should go to a bar to ask them for something. It is an impossible season. Starting over can be a mountain even if the investment is already made because the cards and the mutual societies are paid ”.

Even footballers are supporters of leave the year blank. Without being able to train the Palamós, the striker Dembo Batchilly came to a agreement with Banyoles to be able to play in Tercera (depends on the RFEF): «Those of us from Girona we couldn’t go to train with Palamós for a day. We’re fucked because we like football and it united us, but resuming competition would be tricky because we don’t have any kind of pace. Everyone tries to exercise on their own, but it has nothing to do with it. He physical trainer of La Jonquera, Pere Brugat, warns that “there is a psychological point that is also very important because the players are tired of the situation and are not one hundred percent. The sole purpose of the workouts is to keep the group going because without League there is no motivation. It is a cluster of things that affects them physically and mentally. If the competition resumes, the intensity will not be the same and if it is or many try, they will end up injured.

One of the groups that will suffer the most is the infants. “These boys and girls are missing a stage of their training. They are the most affected, not only in football, but in all aspects. This is the worst of all because they will lack learning and personal experiences which develop at all ages. They will jump straight into a category with a totally different type of game. When they play again we will be able to see it, though surely the level will go down», Assures the football coordinator 7 and coach of the infantile B of the Peralada, Sergi Barco. And all unjustifiably because “sport is no more contagious than some things that are allowed.” “In the three or four months we’ve been able to train more or less, there was no outbreak. There have been cases, yes, but all have been through contacts of friends or family. Tests have been made throughout the bubble group without any problems and the player in question has been isolated. We follow all the rules, check in and out, locker rooms closed … and the sport continues to be harmed», Adds Barco. Brugat has the same opinion, who, apart from the physical preparation of the borders, is the director of the EssentialFIT gym and suffers the restrictions on two sides: «In Primera Catalana we have not had any positives and in the gym only a couple who have infected outside by contact with friends or family. You never know if they will close you, open you, what rules they will set … All this accumulates and affects everyone a lot. Doing physical activity is healthy and preventative for a person to be well. The most sedentary people always tend to have more problems recovering from any illness.

Bodro has the synthesis of all this mess: «Amateur and grassroots sports have had to pay for the broken dishes of government improvisations. Let’s all go on an adventure. I think there is a lack of clear leadership, both in the Generalitat and in the Federation. They need to set guidelines so that everyone knows what to look for. As of February 7, what? The only answer we have is a ‘we’ll see’.

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Smokers are more likely to die from COVID-19

/ Nopphon, stockadobecom

Cleveland / Ohio – Long-term smokers are more likely to develop COVID-19 seriously if they are infected with SARS-CoV-2. According to an analysis of a patient registry, they are in JAMA Internal Medicine (2021; DOI: 10.1001 / jamainternmed.2020.8360) more often in the hospital and treated there in the intensive care unit. The risk of death was also increased.

Long-term smoking not only damages the lungs, it also leads to accelerated atherosclerosis, which leads to arterial hypertension and cardiovascular diseases. It was therefore surprising that tobacco smoking could not be identified as a clear risk factor for a severe course of COVID-19 in previous studies, although SARS-CoV-2 infects the endothelium of the blood vessels in addition to the lungs.

One reason could be inaccurate information in the medical records. The patients are often only asked about their current habits. When smoking, however, the cumulative dose is decisive, which can best be determined by specifying the year of the pack. This is the number of packs smoked daily multiplied by the number of years you smoke. This information was recorded in the patient registry that the Cleveland Clinic set up in March last year for COVID-19.

So far, data has been collected on 7,102 patients, of whom 172 were active and 910 were former smokers. A total of 341 had more than 30 pack years. The hospitalization rate in this group was 4.65 times higher than in the never-smokers. They were treated 2.11 times more often in intensive care and their risk of death was 6.2 times higher.

Most of the risk could be traced back to the significantly older age of long-term smokers. But even when age, gender and ethnic origin were taken into account, more than 30 pack years with an increased risk of hospitalization (odds ratio 2.25; 95% confidence interval 1.76 to 2.88), treatment in the intensive care unit ( Odds ratio 1.69; 1.23 to 2.35) and one death (odds ratio 1.89; 1.29 to 2.76) were significant.

Further analyzes showed that the risk is mainly due to the accompanying illnesses. 30 packaging years leave their mark on the body: 85.5% had arterial hypertension at an average age of 71, 47.2% had COPD or emphysema, 43.1% had coronary heart disease, 32.3% had cardiac insufficiency, 30, 8% cancer (current or history) and 22.9% asthma. Long-term smoking is life-threatening even without SARS-CoV-2 and can hardly be reconciled with healthy aging. © rme / aerzteblatt.de

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The secret of the centenarians who defeated the coronavirus

SEEN FROM ELSEWHERE – They are more resilient than young people to the virus, and many of them had to fight the Spanish flu first. Explanations from an immunologist.

By Elena Dusi (The Republic)

They have just crushed the coronavirus under the weight of their 107 years. A lady from Caorle was declared cured on New Year’s Eve. Around the same time as another lady of the same age from Loro Piceno. But these are not the oldest citizens to have survived the coronavirus: last September and June, respectively, a 108-year-old man from Genoa and a woman of the same age from Milan also managed to knock out the virus. record, however, goes to the Spaniard Maria Branyas, born in 1907 and resident of a Catalan retirement home. The latter was probably infected during the party organized for her 113th birthday, but only developed a few mild symptoms.

Many cured centenarians remember beating the Spanish flu a century ago. ” What if it was the result of residual immunity? Claudio Franceschi, a professor, wonders

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The government mobilizes 618 million for small businesses and the self-employed

The Government announced one yesterday injection of 618 million euros to distribute direct aid to workers affected by ERTO, self-employed and small businesses (SMEs) especially affected by the closures. So said the Vice President of the Government, Pere Aragonès, in a press conference in which he reported on an “extraordinary” mobilization of resources that will materialize throughout the first quarter of this year. The amount advanced by the Catalan executive for the first three months of 2021 will be slightly less than the 867 million euros activated in direct aid throughout the past 2020.

The Catalan executive is stepping up the demands that have been coming to it from social agents for weeks to exhaust the deficit and put more resources on the table for the most affected groups. In the midst of controversy over the (currently failed) postponement of the Catalan elections, the incumbent government is taking out its wallet and mobilizing 618 million euros. An unprecedented disbursement so far, because the measures announced by the Catalan executive have been dripping and reacting to the new restrictions to which the epidemiological evolution has forced them to adapt. In fact, the Government has not yet started distributing all the latest transfers announced after the post-Christmas restrictions.

Workers affected by an ERTO and who receive low incomes, the self-employed with significant falls in turnover and SMEs severely affected by the closures and activity limitations are the groups benefiting from the new aid. Aragonés’s speech to explain the measures was full of reproaches to the central government, presenting the Generalitat as a guarantor of aid that should have come from the state accounts.

200 euros per month

Ten months after Pedro Sánchez declared the first state of alarm and Spanish companies went en masse to register ERTOs with the labor authority, the Government has decided to activate aid for the affected workers. Specifically for those who accumulate a more sustained period in suspension and receive low wages, which has or is leading to a continued loss of purchasing power.

The announced aid will be 200 euros per month for three months and the Government has not yet closed a forecast of how many workers it plans to end up providing coverage. And, to pay for it, of the 618 million announced, about 105 million will go for these subsidies. Which leaves room to cover 175,000 people, approximately all workers currently in ERTO in Catalonia. In addition, 25 million more are enabled for professional training and retraining of people in ERTO.

Less than 50 workers

The shock plan of the Catalan administration also provides aid for SMEs with less than 50 workers who have registered an ERTO. They will be able to receive a payment of 2,000 euros for each ERTO worker. As long as they do not invoice more than 10 million euros annually and each company will not be able to receive more than 30,000 euros in total for this aid.

Billing drops

The government will reactivate the census enabled for low-income self-employed workers that opened last December. The new aid will be channeled through this census, in other words, it will be received by those self-employed workers who have already registered or those new ones who register and meet the requirements.

The employer Foment called the measures announced by the Government “insufficient”. Foment says that 10 billion euros are needed that the Generalitat does not have. PIMEC praised the government’s “effort” with the new aid but believes it should have arrived sooner. For its part, CCOO positively assessed the new aid because “they are in line with the union’s proposals.

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