Sebastian Rau co-founded the financial knowledge platform “Finanzwissen.de”. Getty Images / Westend61 / Collage Business Insider / Finanzwissen.de
Sebastian Rau is 31 years old and has built up a six-figure portfolio. In the interview, he reveals which stocks he is betting on and which ETF complements his strategy.
Sebastian Rau, co-founder of Finanzwissen.de, has a deposit worth around 150,000 euros in addition to four apartment buildings. The 31-year-old has around 42 stock positions and an ETF, and he reinvests his dividends. Rau prefers companies that pay dividends and have growth potential. Growth is more important to him than the amount of the dividend.
“I started investing in 2017,” remembers Sebastian Rau. At the beginning he simply bought a few books on the subject of stock valuation for beginners. “After that, I did a lot of research online and watched YouTube videos to find out how others invest. After my research, I decided on a dividend strategy.” Rau is clearly cash flow-oriented. “That’s why I later started investing in real estate to increase my monthly cash flow,” says Rau.
I wasted around 20,000 euros. That was almost 50 percent of my portfolio at the time – that hurt.
He then has 2021 Finanzwissen.de co-founded. The first stock he bought was the semiconductor company AMD. “I bought it for around two euros and then sold it for a 10 percent gain. I was happy back then – today I look back with tears in my eyes,” admits Rau. But his biggest investment mistake was Wirecard. “I wasted around 20,000 euros. That was almost 50 percent of my portfolio at the time – that hurt.”
In addition to four apartment buildings, Rau now has a deposit worth around 150,000 euros. The 31-year-old relies on individual stocks and an ETF. In the conversation, Business Insider got an insight into his portfolio and his strategy.
These eight stocks are the top positions in his portfolio
“I am currently investing in individual stocks and have an ETF.” 1,000 euros flow into his portfolio every month plus his dividend, i.e. 1,270 euros, as well as 100 euros, which he invests in an ETF. “The fact that I reinvest my dividends is fundamentally not rational. If I were to simply rely on accumulating products, then I would save myself the withholding tax and could expect higher price gains.” Nevertheless, he thinks it’s nice when companies pay out a profit share, even if the prices are in the basement. “In this way you separate more from the market value of the companies and are more likely to see the participation.”
Rau currently has around 42 stock positions in his 150,000 euro portfolio. His greatest titles are:
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I have 150,000 euros in my portfolio and am betting on this ETF
JMI Syringe tops weekly price gains on DSE
– 2024-05-04 17:19:39
Among the companies and mutual funds that participated in the trading in the country’s main capital market Dhaka Stock Exchange (DSE) in the outgoing week (April 28 to May 2), the share price of JMI Syringes and Medical Devices Limited, a company listed in the pharmaceutical and chemical sector, rose the most. The company’s shares topped DSE’s weekly gainer chart on strong investor interest.
This information was revealed on the basis of DSE’s weekly market review on Saturday (April 26).
According to the data, the share price of the company increased by 24.01 percent in the outgoing week. The closing price of the company’s shares was Rs 126.60 in the previous week. And at the end of the farewell week, the closing price of the company stood at Tk 157. With this, the company’s shares have risen to the top of DSE’s weekly gainer list.
Other top gainers on DSE include Apex Tannery 22.67 percent, Asiatic Laboratories 22.50 percent, Sinobangla Industries 22.44 percent, Sonargaon Textiles 22.32 percent, Wimax Electrodes 22.60 percent, Pragati Life Insurance 20. .67 percent, Maxon Spinning 20.35 percent, Fareast Knitting 20 percent and Alltex Industries 19.66 percent.
JMI Syringe tops weekly price gains on DSE – 2024-05-04 17:19:39
U21 FC Köln Defeated by Rot-Weiß Oberhausen 2-1: Match Recap and Analysis
The U21 lost on Saturday afternoon in the Franz Kremer stadium in Oberhausen. (Photo: Bucco)
The U21 of 1. FC Köln lost their home game against Rot-Weiß Oberhausen 1:2 (0:2) on Saturday afternoon. Despite a late dream goal.
Finally, the burden from the first half and the rest of the chances after half time were too much: 1. U21s FC Köln lost 2-1 against RW Oberhausen despite an improvement in performance after the break. Central defender Mikail Özkan was the unlucky one in the regional league game, Oliver Schmitt’s artistic goal came too late.
Result
14. Summary: Emin Kujovic could not prevent a cross from the south of Cologne. Mikail Özkan left his opponent alone in the middle, so Cottrell Ezekwem could score unchallenged with a flying header at the five 0:1.
33. Summary: Mikail Özkan remained the unlucky man in the FC defense. After leaving his opponent Ezekwem free again with a header from the crossbar, he brought down Phil Sieben, who was running from Özkan’s back, in the penalty area. Moritz Stoppelkamp safely converted the penalty 0:2. Sbonias was so upset that he was shown a yellow card afterwards.
82. Summary: Meiko Waschenbach played the ball in the penalty area against Tidiane Toure, who crossed almost from the baseline to the middle. Olli Schmitt used the high ball expertly with an overhead kick into the near corner 1:2.
Special events: The start of the game was delayed by four minutes because three Oberhausen fans were leaning on the fence in front of the visitors’ block behind the goal and made no move to leave the field. A call from stadium announcer Michael Trippel initially had no effect.
Only after the intervention of Oberhausen captain Sven Kreyer did one of these three climb over the fence back into the visitors’ block. However, the remaining two, who could be visually assigned to the active view of RWO fans, watched the game from the inside, surrounded by several stewards. However, this did not seem to be a problem anymore for the referee Annika Kost, so the game could start.
The background to the case was that the Oberhausen fence flag was stolen by Cologne fans almost two years ago in the Franz Kremer stadium. Oberhausen’s team clearly wanted to prevent a repeat this time through an internal presence.
Personal
That’s how FC played: Nickisch – Toure, Bakatukanda, Özkan, Sponsel (90th+1 Suchanek) – Strauch (63rd Wagner), Kujovic (90th+1 Thalteges), Höger, Waschenbach (90th+1 Becker) – Schmitt, Potocnik
To fix them: FC coach Evangelos Sbonias only changed his starting eleven in one situation compared to the 3-1 away win in Lippstadt: Arda Süne was completely missing from the team, Emin Kujovic took his place in the first eleven.
Decision
After the break, the U21s failed to capitalize on their chances. Due to the amount of possibilities, the equality should be achieved. In particular, Meiko Waschenbach, who led the offensive after the break (48th / 53rd / 76th), but also Marco Höger (77th) and Jaka Potocnik (78th) missed promising opportunities for Cologne. Seen over the 90 minutes, RWO’s success was flat. The U21’s slipped to tenth place in the table due to their twelfth defeat of the season.
2024-05-04 14:40:17
#Fans #delay #kickoff #Schmitts #overhead #kick #late
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U21 FC Köln Defeated by Rot-Weiß Oberhausen 2-1: Match Recap and Analysis