JAKARTA – BRI’s efforts to adopt digital transformation to meet various customer transaction needs have proven successful. This was proven in the “Bank Service Excellence Monitor (BSEM) 2024” survey, where BRI managed to rank first in the category of Best Mobile Banking Bank Performance for BRImo and Best Bank Chatbot Performance for Sabrina.
A survey conducted by the MRI research institute in collaboration with one of the media shows an increase in performance in a number of aspects of BRI products and services, especially the digital channel side.
On the Bank’s Mobile Banking side, BRI’s overall score increased by 2.65 points and rose three places from last year, making BRImo the best Mobile Banking according to MRI’s assessment and ranked 1st in 2024.
Apart from that, the BRI Chatbot “Sabrina” also won the title of Best Bank Chatbot Performance with a significant score increase of 16.28 points from last year, making Sabrina Chatbot ranked 1st in 2024.
Currently, the BRImo super app can provide various financial services that customers can access, ranging from savings, investment, insurance, to facilities for becoming a BRI merchant. It is also very easy for customers to invest through BRImo, starting from purchasing gold, securities, pension funds, to opening deposits. Moreover, with the push for more beyond banking services, it is hoped that customers’ days will always be accompanied by BRImo services.
(Photo: BRI doc)
The BRI Sabrina chatbot has also been developed with more human-like artificial intelligence technology to interact with customers like humans. Customers can greet and chat with Sabrina regarding BRI products and services, such as information on office locations, BRI ATMs, AgenBRILink, and the location of the nearest BRI merchant. Not only that, customers also get information on BRI promos, check balances, account transfers, and help overcome customer transaction problems.
Apart from that, Sabrina has used Large Language Model (LLM) technology which can improve understanding of various questions and situations faced, so that she is able to provide increasingly precise and relevant responses in various regional Indonesian languages, such as Javanese, Sundanese, Padang, and so on.
BRI Retail Funding and Distribution Director Andrijanto said that the company always tries to adapt to the needs of financial services in society. This achievement is more motivation for the company to continue to provide services that exceed customer expectations.
“The dynamics of developments in banking technology encourage BRI to always strive to improve service quality, both in terms of walk-in channels and digital channels. “This is done to improve customer experience at all touchpoints,” said Andrijanto.
(skr)
https://www.worldysnews.com/bri-wins-two-best-mobile-banking-and-chatbot-awards-at-bsem-mri-2024/
Scandal Uncovered: Trump Media Audit Firm Accused of Fraudulent Practices
Media Audit Firm Faces Fraud Charges
BF Borgers, the accounting firm responsible for conducting financial audits for Trump Media & Technology Group, has been accused of fraudulent activities by the Securities and Exchange Commission (SEC). The SEC alleges that Borgers engaged in a widespread scheme to misrepresent their auditing procedures.
SEC Findings
According to a recent statement from the SEC, a significant portion of Borgers' audits on the 369 companies it worked with between January 2021 and June 2023 did not comply with federal regulations. The SEC claims that the firm failed to maintain proper documentation of their work and even fabricated documentation in some instances.
Legal Action
Gurbir Grewal, director of the SEC's enforcement division, commended the SEC staff for their efforts in shutting down Borgers' fraudulent activities. As part of a settlement with federal regulators, owner Benjamin Borgers and his firm agreed to pay $14 million and are permanently banned from practicing accounting. All of Borgers' clients are now required to seek new auditors as per the SEC's directive.
Implications for Trump Media
Although the SEC filing does not directly mention Trump Media, the company has stated its intention to find a new accounting partner in compliance with the SEC order. BF Borgers has been associated with Trump Media since its pre-public days and audited its April prospectus for issuing additional shares.
Despite Trump Media's high valuation of $6.6 billion, the SEC did not review its past filings for fraudulent accounting practices as the company was not public during the investigation period. While Trump Media and other clients may not need to amend filings audited by Borgers, the SEC recommended addressing any reporting deficiencies.
Scandal Uncovered: Trump Media Audit Firm Accused of Fraudulent Practices
Luxurious Properties in Hong Kong: Recent Transactions and Market Trends
Empress Huating Silver’s main project is a low-rise apartment with 2 bedrooms, the price was negotiated for $6.289 million.
Chen Kaidi, senior regional sales manager of Sai Ying Midland Realty Punt Station Branch, said the bank had just facilitated the transaction of a silver-plated project in Queen’s Garden in Sheung Wan, and it was favored by the residential customers, who came to entered the market at an expected price of $6.289 million.
Chen Kaidi said that the main Empress Garden Silver project that the bank has just bought is a low-rise E-room unit in Tower 1, with a usable area of about 393 feet, a built-up area of about 564 feet, and a two-bedroom division The asking price recently about $7.7 million because The four units are functional and practical, and the lender’s asking price was reasonable, so it was preferred by the owner of the car Received for $6.289 million, which corresponds to a practical price of approximately $16,003 per square foot and a construction price of approximately $11,151 per square foot.
Queen’s Court is highly favored by the market because it is close to the MTR station and very convenient to the Central central business district In addition, the property prices are reasonable, and the housing estates are mainly for users.
Further reading: Queen’s Court, Sai Ying Pun, Sheung Wan, Central
A 3-bedroom high-rise in Block 1, Suntec Plaza, Tai Po, sold for $7.8 million
Zhao Ailian, senior area sales manager of Centaline Real Estate Xinda Plaza, said that the overall trading volume has been active recently. The latest high-rise building E at Suntec Plaza in Tai Po has been purchased 617 square feet, built-up area of 739 square feet, 3 bedroom divisions, and the price is negotiable.
Zhongyuan Zhao Ailian said the new buyer is a tenant in the area. Seeing that the unit had convenient transportation and that the price was reasonable, he decided to sublet it and buy the unit to live in. The original owner is understood to have bought the unit in 1999 for $2.95 million and kept it for 25 years.
Further reading: Suntec Plaza Tai Po
The second floor of a 3-bedroom multi-storey apartment in Block C of Cheong Shing Court in Fanling changed hands at a market price of $4.25 million.
Chua Tian-chi, branch manager of Centaline Real Estate Fanling Bihu Garden, said that HOS housing transactions have been active recently, driven by the release of a new batch of white housing units, recently, Cheong Shing Court Fanling has just recorded its first transaction this month, and the latest high-rise in Block C in the housing estate is Room 01. , the unit has a salable area of 650 sq ft, a built-up area of 848 sq ft, and 3 bedrooms The The asking price is around $4.5 million. After recent negotiations, the second-highest market price changed to $4.25 million.
Cai Tianci Zhongyuan noted that the new buyer was Baijuerke Seeing the attractive price of the unit, he decided to buy the unit for his own stay. The original owner is understood to have bought the above address for $1.21 million in 2008 and held it for 16 years. The unit was sold at a profit of approximately $3.04 million and the unit sold 2.5 times.
Further reading: Bihu Garden, Cheong Shing Court, Fanling
Mainland professionals can rent a high-rise 2-bedroom apartment in Block 3B of Hai Zhilian Phase 2 for $22,000 immediately.
Tsuen Wan Midland Realty Tsuen Wan Branch Area Senior Sales Manager Leung Chung-wai said there is still a shortage of rental properties in the area, and many corporate rental properties can be rented immediately in April. The bank has recently hired mainland professionals. of $22,000.
Liang Zhongwei said the transaction unit is Room D, a high-rise building in Building 3B, Phase 2 of Hai Zhi Lian (Ai Xuan Mei), with a usable area of 530 square feet, a two-bedroom apartment in principle, facing south -east and enjoying views of the sea. The owner is said to have received an “Immediate Lease” offer from mainland professionals on the day of listing The monthly rent is $22,000 with no negotiation, and the usable square foot lease is $42.
Information shows that the owner purchased the unit for $8.436 million in May 2017. Based on the current rental value, the rental yield is more than 3.1%.
The monthly rent for a 4 bedroom apartment in Olympic Victoria Harbor Phase 2 Tower 2 is $58,000.
Liu Zhiwei, regional manager of Midland Realty’s Olympic Station Branch (5), said the bank had just facilitated a leasing transaction in Victoria Harbour. square foot from $57.9.
Liu Zhiwei pointed out that the above rental unit is Room A, mid-low floor, Tower 2, Phase 2 Victoria Harbour, with a usable area of about 1,001 square feet It has 4 bedrooms and 1 room, and it’ n looking out to the sea view of Victoria Harbour. The owner is said to have offered a monthly rent of $58,000, and it is being rented by a financial customer for a “non-negotiable price”, which equates to a usable square foot lease of $57.9. The tenant’s favorite unit has site control and enjoys open sea views.
Referring to the transaction information, the owner purchased the above property for approximately $29.63 million in September 2021 and is currently enjoying a rental return of approximately 2.4%.
A 2 bedroom multi-storey apartment in Block 23 of Phase 3 Park Island in Ma Wan is for rent for $16,000 with no negotiation.
Xiong Jianming, assistant district director of Hong Kong Real Estate Kwai Tsing Park Island Branch, said the bank had just facilitated a leasing transaction for a two-bedroom apartment in Park Island. The foot lease was $30.1.
The above rental unit is Suite F, a high-rise building in Tower 23, Park Island Phase 3, with a usable area of approximately 532 square feet It has a 2-bedroom split and faces the sea view of Tsing Ma Bridge to the southeast. Xiong Jianming said the owner of the unit attracted new tenants to inquire after leasing it for $16,000. Both parties rented it for $16,000 after no negotiation, and the usable square foot lease was $30.1. The new tenant is said to like the unit located on a high floor, with a balcony overlooking the south-eastern view of Tsing Ma Bridge of Hong Kong Island and a clean interior, so he decided to rent the unit immediately on after seeing the building.
Information shows that the owner spent $2.63 million to purchase the above unit in July 2004. If calculated based on the current rent, the owner will enjoy a return of approximately 7.3%.
A 6,668-square-foot even house in Section A of the Hawaii Villas at Silverstrand Bay in Sai Kung sold for $33.8 million.
Century 21 Kai Fung Properties Sai Kung Area Sales Director Liao Zhenxiong said the even-numbered house in Section A of Hawaii Villas at Silverstrand Bay in Sai Kung was recently sold, with a built-up area of 2,535 square feet and a usable area of 2,075 sq. ft. It has 4 bedrooms, 1 suite and 2 living rooms, and is connected to a large garden of 6,668 sq. ft., enjoying sea views. The property was sold by owner for $33.8 million, with a salable area price of $16,289 per square foot.
Liao Zhenxiong pointed out that the original owner bought the above address as early as February 2003. The price at the time was $10.3 million The value of the house has increased significantly by almost 2.3 times after holding it for 21 years is currently being sold by the bank.
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A low-rise, 3-bedroom apartment in Tower 16, Fur Wing Garden, Mong Kok, sold for $5.9 million and appreciated 2.3 times.
Tianxia Property Century 21 Furong Garden Branch Manager Li Zhenjie said he recently recorded a transaction at Furong Garden, Mong Kok The unit is a low-rise A Room in Block 16, with a salable area of 592 square feet, 3-. bedroom partitions, and garden view.
The original owner is understood to have purchased the site in November 1998 for $1.79 million (before paying the land price). 2.3 times during the period.
Further reading: Fu Wing Garden Mongkok
A 2-bedroom unit on the ground floor of Jia Fook House in Pak Fook Garden, North Point, is for sale for $5.68 million with a price reduction of $150,000.
Cai Jiajun, co-director of Century 21 Sunrise Real Estate, said the latest transaction is Room B on the ground floor of Jiafu Court in Pak Fook Garden, North Point The unit has a usable area of about 547 square feet. It is a two-bedroom design and looks out to the tree view to the west, it was recently taken over for $5.15 million, and the practical price per square foot was as low as $9,415 it was for sale for about $5.68 million, and the final price was reduced by $150,000.
Cai Jiajun added that the original owner bought the above address for $5.98 million in August 2016. He held the goods for 8 years and suffered a book loss of $830,000, with the price falling by 14% during the period.
Further reading: North Point Baifu Garden
A 2-bedroom multi-storey apartment in Block 10, City One, Sha Tin sold for $4.66 million at a price reduction of $40,000.
Li Jiawen, senior branch manager of the 21st Century Station Branch of Qi Feng Property One City, said that the transaction was recently recorded in Shatin City One The unit is a high-rise C in Tower 10, with a usable area of 327 sq.ft., 2 bedrooms and 1 living room, and the seat faces north-east. The unit’s original asking price was $4.7 million after being put on the market for a week, the unit sold for $4.66 million for a slight reduction in nominal price of $40,000, with a usable area price of $14,251 per square foot.
It is understood that the original owner bought the above address for $4.65 million in January 2017. He has held the property for more than 7 years and it has now changed hands The book value has appreciated slightly by 10,000 yuan In the 7 years last, it has almost remained in the same place, but in fact, after deducting the Due to transaction costs such as fees, owners basically have to leave the market at a loss.
Further reading: Shatin City One
Further reading:
* Transaction prices.
* App 28Hse.
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Luxurious Properties in Hong Kong: Recent Transactions and Market Trends