After almost 600 days of living under the ravages of a pandemic, it has become clear how expensive medical care is without the support of public or private insurance, both due to the lack of access to social security and the high cost they have medical consultations in private institutions and medicines.
Against this background, BBVA has understood how urgent it is to offer solutions in which financial and insurance institutions make more flexible access to private insurance and to the care offered by these services.
This is how BBVA’s Tu Médico Particular Health Insurance arises, which not only offers an accessible model, but also redefines the conventional design of insurance for private medical expenses.
This new insurance gives the user the opportunity to choose the doctor they want to see, by reimbursing the cost of consultations and medications, and, if required, medical studies and emergencies.
Likewise, as part of its benefits, it offers unlimited medical guidance by video consultation, home health care, as well as home delivery of prescription drugs.
The benefit of Home Consultations, in addition to providing comfort to the patient, also helps to reduce the risk of contagion and to forget about the waiting times that are experienced in hospitals of the public health system and low-cost clinics.
BBVA’s Tu Médico Particular Health Insurance can be contracted online and, due to the benefits it offers, it works as an ideal complement to insurance for major medical expenses. Likewise, this insurance can be quoted individually or in a family plan, in such a way that the coverage reaches up to 10 people from zero to 74 years old.
In a country where, according to Statista, the highest proportion of diseases are related to acute respiratory infections, intestinal infections caused by other organisms, urinary tract infections and ulcers, gastritis and duodenitis, have coverage such as the Insurance of Salud Tu Médico Particular de BBVA helps protect family finances.
The most recent National Survey of Household Income and Expenditure (ENIGH) 2020, carried out by INEGI, highlights the area of health care as one of the ones that has grown the most in the last two years.
Compared to the 2018 period, during 2020 Mexican households spent 40.5% more for medicines and medical consultations. The BBVA Tu Médico Particular Health Insurance is designed precisely so that the cure does not hurt more than the disease.