Beijing, Berlin, Düsseldorf Mostly once a year, China’s head of state and party leader Xi Jinping gives a speech to high-ranking ministry and provincial leaders at the Central University of the Communist Party, which sets the course for the year. But this time it had a special meaning. Because the five-year plan is currently being finalized, which should set the course for the economy in the People’s Republic from March to 2025.
Foreign company representatives may not have liked what Xi said behind closed doors earlier this week. “The most essential feature of building a new development pattern is to achieve a high level of self-sufficiency and self-improvement,” says Xi. ”
Espoo Nokia aims to regain leadership in the 5G cellular standard in 2021. It is expected that the margins in the network business will be around zero in the coming year, but there will be significant improvements in the long term, as the network equipment supplier announced on Wednesday in Espoo, Finland. The margin indicates how much profit a business brings.
Nokia says it aims to take a leadership role in technology across all business segments in which it wants to be active. The new CEO, Pekka Lundmark, pointed out that the world is facing major problems, such as environmental issues, resource scarcity, injustice and a standstill in productivity. Technology will be an important part in solving such problems. “We position Nokia as a leader in a changing world,” he said.
As emerges from the update of the corporate strategy published on Wednesday, Nokia wants to develop its products for the so-called Open RAN and virtual RAN. Open RAN is a type of architecture that allows operators to use accessories from different providers. The virtual RAN can be used as software for generic hardware.
Lundmark is pushing the telecommunications equipment manufacturer’s transformation as the introduction of fifth generation wireless networks picks up speed. He wants to sacrifice short-term profitability in order to gain shares in the 5G market, where the Finnish company does poorly on contracts. At the beginning of the year, Nokia was unable to get an order from Verizon Communications, which ultimately went to competitor Samsung Electronics.
The outlook for 2021 will not change at Nokia: The group continues to expect an adjusted margin of 7 to 10 percent.
More: Federal government tightens rules for Huawei in Germany
Quadruple camera and large display are now almost standard even in the middle class smartphone, but the Nokia 5.4 still stands out from the crowd of 200-euro smartphones: It comes with an update guarantee. The device, which will be available from mid-January, will be provided with monthly security patches for three years as part of the Android One program. There are also two upgrades to new Android versions. According to Nokia, the upgrade to Android 11 will start in the first quarter of 2021.
Nokia equips the 5.4 with a 6.4 inch LCD screen that only displays HD + resolution (1560 × 720 pixels). Other devices in this price range are mostly FullHD, for example the recently introduced Realme 7.
The heart of the Nokia is a processor from Qualcomm. The 5.4 is powered by a Snapdragon 662 (4 × ARM Cortex-A73 with up to 2 GHz and 4 × ARM Cortex-A53 with up to 1.8 GHz) including 4 GB of RAM. The 128 GB memory can be expanded using a microSD card, and the device can also accommodate two nanoSIM cards. Thanks to the jack socket, wired headphones can also be used.
4000 mAh and 10 watt charging
The battery has a capacity of 4000 mAh, according to Nokia it can run for two days. The smartphone should be quickly charged thanks to the included 10 watt power supply. The 5.4 cannot be charged wirelessly. The smartphone shoots photos with a quad camera. In addition to the wide-angled 48-megapixel main camera, a 5-megapixel ultra-wide-angle and a 2-megapixel macro camera can be controlled. Another 2 megapixel lens collects depth information.
Nokia will deliver the 5.4 from mid-January in dark blue and purple. The device, which costs 219 euros, comes on the market with an almost unchanged Android 10.
The Chinese telecommunications giant is under special observation in Europe.
Berlin, Düsseldorf Germany does not want to exclude the controversial Chinese network supplier Huawei from the 5G cellular network, but is planning strict controls. This is provided for in a corresponding draft law by the federal government, which is available to the Handelsblatt.
The decision will have far-reaching consequences for the network expansion, because Huawei is already a central supplier of equipment for all three network operators in Germany: Deutsche Telekom, Vodafone and Telefónica.
In particular, 5G mobile communications are intended to promote the networking of industry. Therefore, the fear of espionage and sabotage is particularly high. In addition to the European companies Ericsson and Nokia, the Chinese company Huawei is one of the most important network equipment providers for 5G.
However, US and German security authorities have identified Huawei as a security risk. The company disagreed. Huawei did not want to comment on the bill when asked.
The draft of a “Second Law to Increase the Security of Information Technology Systems”, called IT-Sic 2.0 in the Berlin jargon, stipulates that equipment manufacturers such as Huawei must issue a guarantee in which they assure that their technology does not leave any back doors open for cyber attackers.
In addition to a technical test, there should also be a political prohibition. This should give the ministries involved the opportunity to restrict the use of network technology from a political perspective. The plan is against the background of far-reaching state intervention options by the Chinese government on companies in the country.
The network operators in Germany are now facing a problem. They didn’t want to wait any longer for the political decision in Berlin and had already expanded their 5G networks with Huawei. In most cases, they had expanded their existing 4G networks for 5G. Even with 4G, the proportion of Huawei components in the wireless networks is very high: around 65 percent at Telekom, 55 percent at Vodafone and 50 percent at Telefónica.
The dismantling of an outfitter is complex and expensive. A spokesman for Deutsche Telekom said: “We are currently evaluating the extensive draft in detail and will not comment on it in advance.” Vodafone said: “The draft is very extensive, and we will now examine it carefully and use the consultation period. to formulate any concerns – the implementation will in any case present us with challenges. “
A Telefónica spokesman said: “It is important that the envisaged certification quickly creates legal certainty for the use of certain components.” He demanded that the federal government should allow sufficient time for the dismantling if a provider is excluded. On the other hand, several politicians in Berlin had criticized the network operators for having already started the 5G expansion without waiting for the decision on how to deal with Huawei.
The Handelsblatt learned from corporate circles that the mobile phone companies will initially continue to rely on the Chinese for network expansion. The costs would be too high to switch now – the German network operators are not as dependent on any company as Huawei. However, the companies are likely to take a great risk.
Because if the government should exercise its veto and the prohibition reservation take effect, the network operators would have to deal with considerable effort and costs. The Chancellery and the Federal Ministry of Economics had long resisted creating the prerequisites for excluding a provider for political reasons – for fear of the reaction of the Chinese. With this position, however, they could not assert themselves against the SPD and parts of the CDU.
For the US government, the planned decision in Germany did not go far enough. “There can be no trust when telecommunications equipment suppliers are subject to an authoritarian government like the People’s Republic of China, where there is no independent judiciary or the rule of law,” a spokesman for the US embassy in Berlin told the Handelsblatt. The protection of the telecommunications network must have top priority. Otherwise government agencies, companies and citizens would be endangered.
The well-connected telecommunications consultant John Strand even rated the planned decision in Germany as a success for Huawei. The company now has better market access in Germany than many German companies in China, said Strand. In contrast to other countries, there is no network operator in Germany who does not rely on Huawei as a supplier.
This means that companies in Germany would have no choice but to rely on a provider without Chinese equipment in their telecommunications network, warned Strand. “If I were the CEO of a German company, I would be concerned about the security of my data,” said Strand.
Martin Schallbruch, IT security expert at the ESMT University, criticized the fact that the draft law did not clarify the core issue of dealing with Huawei. Even if Huawei passes the technical test, a ministry could later register a political reservation. A final judgment is still pending. “The uncertainty persists, the use of Huawei will become more difficult, the providers will increasingly move away from Huawei,” said Schallbruch, summarizing the draft.
The China reporter for the SPD parliamentary group in the Bundestag, Metin Hakverdi, was “glad that the Chancellery and the Ministry of Economics have finally moved after months of resistance”. He announced: “Of course we will look very closely at the procedure for determining political reliability in the parliamentary legislative process.”
The USA, Australia and several European countries, including France and Great Britain, have therefore excluded Huawei from expanding the network. Most recently, Sweden also decided to ban Huawei, the decision is now a concern of the Swedish judiciary.
More: Government makes it difficult for Huawei to access the 5G network.
The first 5G smartphone with the Nokia brand arrives in Italy. Produced by Hmd Global, it is called Nokia 8.3 5G and will be in the hands of the new agent 007 in the upcoming James Bond film “No Time To Die”.
The device has a 6.81 inch LCD screen which houses a 24 megapixel front camera. On the back there is a PureView quadruple camera with Zeiss optics. The main 64-megapixel sensor is flanked by a 12 mp wide angle, a depth sensor and a macro both of 2 mp.
The 5G chipset is Qualcomm’s Snapdragon 765G, supported by 6 or 8 GB of Ram and 64 or 128 GB of expandable internal memory. The battery is 4500 mAh.
With a clean design and a “solid” appearance, the smartphone comes in a single color, called Polar Night. It is an iridescent dark blue, obtained thanks to a metallization technology with a light refraction pattern that allows the colors to mix.
The price is around 600 euros for the 6GB / 64GB version and 650 euros for the 8GB / 128GB version.
Wall Street is where the biggest dividend payers are.
Frankfurt, Düsseldorf Shareholders feel the consequences of the corona pandemic directly on their accounts: In the third quarter alone, companies worldwide paid out a total of 55 billion US dollars or a good eleven percent less dividends than a year earlier. Every third company cut or canceled its dividend. This is the result of a study by the British fund provider Janus Henderson of the 1200 largest companies in the world that the Handelsblatt has available.
Even if the distributions fell even more sharply in early summer because many companies suffered massive business losses in the wake of the pandemic-induced economic standstill: The fund professionals assume that dividends in 2020 will fall by at least 17 percent or 224 billion US dollars. For the first time in eleven years, the dividends are falling significantly.
This is bad news for investors: They often rely on regular dividend income, especially since there are hardly any coupon payments from bonds in the ongoing low interest rates. After all, the equity professionals expect the situation with the distributions in 2021 to ease – if not immediately.
“The worst cuts are now behind us,” says Daniela Brogt, Head of Sales at Janus Henderson, for Germany, with a view to the fact that dividends collapsed by almost a fifth in the second quarter and that she had feared an even worse dividend year. In Brogt’s view, however, it will take some time before the companies’ business and earnings situation revives to such an extent that they can let their shareholders participate more.
Before the end of the first quarter of 2021, the fund expert does not expect companies to pay higher dividends again on balance. This of course depends on the further course of the pandemic and the degree of further economic restrictions. But depending on where you look, there are deviations. In which regions are investors most likely to find companies that pay out a lot?
There are big differences in dividends by region
The equities experts find big differences by region, which is mostly due to the dominance of certain industries. There have recently been sharp declines in dividends in Australia, Great Britain and the rest of Europe, where banks and companies from the export-strong sectors such as the auto or leisure industry, which has been particularly hard hit by Corona, saved their liquidity reserves. In Europe, distributions have fallen across the board, as at Bayer in the pharmaceutical sector, Nokia in the telecommunications sector, Airbus in industry or ING in the banks.
And that is likely to continue for the time being, fear equity experts. “In the Corona times we are experiencing the turning point for the thesis that dividends are the new interest rate given the central banks’ zero interest rate policy,” says Andreas Hürkamp, chief equity strategist at Commerzbank.
The result is disappointed investor expectations, which are reflected in the disappointing price performance. The Euro Stoxx 50, Europe’s flagship on the stock exchange, is trading at around 3450 points, almost the same level as five years ago. That means nothing else than that nothing could be gained from funds or ETFs with a focus on Europe.
The picture in the USA is completely different: “After the brief corona crisis, the vast majority of companies are paying out stable and even rising dividends again, which investors reward with higher expectations and thus also with rising prices,” argues the stock expert. The Janus study documents a more stable situation in the US economy with its technology giants and robust pharmaceutical companies: In the third quarter, only every sixth company cut its dividend, a total of almost four percent.
The broad market S&P with America’s 500 largest companies is almost 40 percent higher today than it was five years ago. “This is a consequence of higher profit, but also dividend expectations,” says Commerzbanker Hürkamp. Europe, including Germany, is still a long way from such a turnaround.
According to calculations by Deutsche Bank, the 500 largest American companies, as listed in the S&P 500, should pay out around 500 billion US dollars in dividends this year. That would be just under one percent less than the year before. While 67 companies cut or canceled distributions in the face of the recession, even 216 companies paid out more.
In a few countries, the study authors recently noted rising dividends. In addition to Canada, they name Hong Kong and China, which first went through the corona pandemic.
Unlike in Europe, stable dividends have a long tradition in the USA. Many companies have not reduced their distributions for decades: neither after the dot-com bubble burst and the terrorist attacks on the USA in 2001, nor in the severe financial and economic crisis of 2008/09, or now in the corona crisis.
The best dividend payers come from the United States
Above all, billion-dollar pension and investment funds attach great importance to stable distributions in order to be able to plan better with the money of their customers. Accordingly, the great role models can be found on Wall Street. Coca-Cola and the pharmaceutical producer Johnson & Johnson have been increasing their dividends here since 1963, the conglomerate 3M with the yellow Post-it notes has increased them since 1959 – and Pampers manufacturer Procter & Gamble has been increasing dividends since 60, the tobacco company Philip Morris for over 80 years.
No wonder that the best dividend payers come from the USA. After all, US companies account for a third of the dividend payments that Janus Henderson estimates at $ 1.2 trillion for 2020. The “dividend kings” this year are therefore the software giant Microsoft, which has already distributed $ 11.6 billion, the telecommunications company AT&T with $ 11.2 billion and the oil giant Exxon Mobil with $ 11 billion. The Chinese China Construction Bank follows in fourth place with 10.8 billion dollars.
Dividend payments are made differently internationally. While Anglo-Saxon companies in particular pay quarterly, in Germany an annual distribution is common. The highest dividend yield of the top 20 is offered by Exxon Mobil at a whopping 9.4 percent.
German companies do not make it into the ranking of the world’s 20 largest dividend payers. Calculated over an entire financial year, the insurer Allianz pays out the most in this country with four billion euros, followed by Siemens and BASF with around three billion euros each.
The reason for the lower absolute dividends in Germany is the smaller company size, measured by the number of shares issued. When it comes to other criteria such as the amount of the dividend per share or the dividend yield, German companies can compete well with the world’s top figures.
Allianz distributed EUR 9.60 per share in the past fiscal year. Measured against the current share price, this results in a dividend yield of five percent. BASF, Bayer and Eon also have a return of around five percent. That is twice as much as the international average of around 2.5 percent.
And in the coming year, the dividend situation should brighten again worldwide, says Brogt from Janus Henderson. “There could be increases again from the summer,” she expects. For the full year 2021, in the worst case scenario, it assumes stagnating distributions, at best an increase of a good tenth is possible.
For the USA, however, experts are more optimistic: “Especially in the USA, dividends should rise again in 2021 in view of the significant economic and profit recovery,” predicts Deutsche Bank’s chief investment strategist, Ulrich Stephan. He thinks a plus of five percent is realistic.
We are reviewing here many smartphones, but with the lowest budget, provided that the phone is working on the Android system and this quality may be needed according to the limited budget or as a second assistant phone in which we need the least capabilities, but with a well-known operating system and also we may need this quality, perhaps for children who lose their phones constantly, a little lesser loss Than the big.
The capabilities of each phone will be displayed with the average price, which may increase or decrease in the range of 100 pounds at the most, noting that all of these phones are currently in the Egyptian market, and this month coincides with additional discounts that may contribute to a better price for the phone that you choose
Some standards have been set to choose from that it works on the Android system and that the RAM or memory size is 1 GB as a minimum in addition to a storage capacity of 8 GB as a minimum.
The following is a list of phones whose price is less than 1000 pounds in the Egyptian market
1- Nokia Nokia C1
Screen Type: IPS Screen Size In Inches: 5.4 Inches Screen resolution in pixels 480 x 960 Touch screen is available Other processor Quad core processor speed The internal memory capacity is 16 GB The size of the RAM is 1 GB RAM Memory Card Micro SD, up to 64 GB Android operating system Android 9 Pie (Go Edition) The back camera is 5 mega pixels The front camera is 5 mega pixels 720p @ 30fps video recording Network type The second generation network, the third generation network The connection is two SIM cards Wi-Fi is available Bluetooth is available Radio is available The capacity of the battery is in mAh 2500 Weight in grams 155 Average Price: 950 EGP
2- Sico Topaz
Screen Type: IPS Screen Size In Inches: 5.2 Inches Screen resolution in pixels: 720 x 128 Touch screen is available MediaTek MTK6737 processor Quad core processor speed The internal memory capacity is 16 GB The size of the RAM is 2 GB RAM Memory card is not available Android operating system Android OS version, v8.1 (Oreo) The rear camera is 8 megapixels The front camera is 5 mega pixels 720p at 30fps video recording Network type: The second generation network, the third generation network, the fourth generation network The connection is two SIM cards Wi-Fi is available Bluetooth is available Radio is available The capacity of the battery is in mAh 2500 Weight in grams 292 Average price: 999 EGP
3- Tecno F1
Screen type: TFT screen Size: 5 inch Resolution: 480 x 854 pixels Android 8.1 operating system (Oreo) Processor: Quad-core 1.3 GHz Cortex-A7 Mediatek MT6737
With Mali-T720 MP2 graphics processor Internal memory: 8 GB Micro SD slot for up to 32 GB RAM: 1 GB Back camera: 5 megapixels The camera features an LED flash Video: 720p per 30 frames per second Front camera 2 megapixels The camera features an LED flash Loudspeaker: Yes Speaker location: Rear Audio port type: 3.5 mm SIM: Dual SIM (Micro) Local Area Networks: Wi-Fi 802.11 b / g / n Supports Bluetooth 4.0 technology GPS: Available Radio: FM radio is available Built-in 2000mAh Li-Polymer battery Average Price: 950 EGP
4- Alcatel 1
Screen Type: IPS Screen Size In Inches: 5.5 Inches Screen resolution in pixels 480 x 960 Processor Mediatek MT6739 (28 nm) Processor speed eight core The internal memory capacity is 16 GB The size of the RAM is 1 GB RAM Memory Card Micro SD, up to 128 GB Android operating system Android 8.1 Oreo (Go edition) The back camera is 5 mega pixels The front camera is 2 megapixels Video recording 1080p @ 30fps Network type: The second generation network, the third generation network, the fourth generation network The connection is two SIM cards Wi-Fi is available Bluetooth is available Radio is available The battery capacity is in mAh 2000 Weight in grams 134 Price: 899 EGP
5- BlackView A20 Pro
5.5 inch HD screen The SIM card has two slices Quad processor 8MP + 5MP dual rear camera Front camera. 03 mega pixel camera MTK processor 1.3 quad-core 3000 mAh battery Android Oreo 8.1 RAM: 2 GB Storage Capacity: 16 GB Communication network: 4G LTE Average Price: 950 EGP
6- iQ & T iFoo U50
Screen size: 5 inch Resolution: 1280 x 720 pixels, (293.7 pixels per inch), proportion: 16: 9 Communications and networks يدعم: 2G / 3G / WiFi / Bluetooth / GPS The chipset: two Nano-SIM cards microUSB v2.0 Colors: white / golden Screen type IPS / LCD Operating system: Android Marshmallow Mediatek MTK6580A quad-core processor (4x 1.3GHz Cortex-A7) – Mali-400 MP2 graphics processor Memory: 1 GB Storage Capacity: 16 GB, supports external memory up to 32 Sensors: fingerprint / acceleration / proximity Cameras Back: 8 megapixel, LED flash Video: 720p @ 30fps Front: 5 mega pixel camera Battery capacity: 2300mAh Average Price: 799 EGP
7- Nokia 1 Plus
Screen Type: IPS Screen Size In Inches: 5.4 Inches Screen resolution in pixels 480 x 960 Mediatek MT6739WW processor Quad core processor speed The internal memory capacity is 8 GB The size of the RAM is 1 GB RAM Memory card is not available Android operating system Android 9.0 Pie (Go edition) The rear camera is 8 megapixels The front camera is 5 mega pixels 720p @ 30fps video recording Network type: The second generation network, the third generation network, the fourth generation network The connection is two SIM cards Wi-Fi is available Bluetooth is available Radio is available The capacity of the battery is in mAh 2500 Weight in grams 138.4 Average Price: 900 EGP
8- Sico Mega 2
Screen Type: IPS Screen Size In Inches: 5.4 Inches MediaTek processor Quad core processor speed The internal memory capacity is 16 GB The size of the RAM is 1 GB RAM Memory card is not available Android operating system Android OS version The rear camera is 13 mega pixel + 1 mega pixel The front camera is 8 megapixels Video recording 1080p @ 30fps Network type: The second generation network, the third generation network, the fourth generation network The connection is two SIM cards Wi-Fi is available Bluetooth is available Radio not available Battery capacity in mAh 3000-2000 Weight in grams 402 Average price: 999 EGP
9- Hisense HiSense L675
Phone network: 4G LTE Slide: The phone works with two SIM cards Screen type: IPS The screen size is 5.0 inches, with a resolution of 1280 * 720 pixels The pixel density of the screen is 294 pixels per inch Operating system: Android 6.0 Processor type Mediatek MT6735P Quad core 1 GHz The possibility of adding an external memory card up to 32 GB Storage Capacity: 8 GB Memory: 1 GB RAM Back camera: 8 megapixel Features Self-image stabilization with flash Video shooting supported The front camera is 5 megapixel Bluetooth version 4.0 Radio there The Li-Ion battery is 2300 mAh Weight 135 grams Average Price: 900 EGP
10- iQ & T G4
Screen size: 5.5 inches Screen resolution: 1280 x 720 pixels Screen Type :: IPS LCD Back camera: 13MP camera Video: Yes Front camera: 5 MP camera Chipset: MT6737 Processor: Quad Core, 1.3 GHz System Memory: 2 GB Internal capacity: 16 GB Card slot: microSD, up to 32 GB Android OS, version 6 (Marshmallow) Alert types: MP3, WAV ringtones 4G: LTE The chip: two SIM cards GPRS: Yes Bluetooth: Yes USB: Yes, Micro USB 2.0 Audio: An audio player that supports MP3 / WAV Video: MP4 / H.264 player Battery capacity: 3000mAh Average price: 999 EGP