La Jornada – They ask AMLO to restructure “unpayable” loans from Fovissste

Mexico City. Health and education workers from different states of the country held a rally outside the National Palace to ask President Andrés Manuel López Obrador to intervene for the restructuring of housing loans from Fovissste, which, they argued, “have become priceless”.

Grouped in the National Movement of Affected by Fovissste Credits; the Alliance of Health Workers, and the Alliance of Affected Credits, Pensioners and Retirees CDMX, the employees at the service of the State accused that the original debt of the obtained housing credits has tripled.

The foregoing, they explained, because in addition to the ordinary annual interest of 4 to 6 percent (with which the financing is acquired and agreed at the beginning), a second variable interest rate must also be paid to the Measurement and Updating Unit. (UMA).

In addition to this, the dissenters pointed out, the Fovissste “invented” an item called “overdue debt”, which consists of workers having to pay outside an additional amount to the discount of 30 percent of their base salary, the latter being the one established by law.

Cándido Cruz Vargas, national representative of the National Movement for Fovissste Credits, pointed out that the interest rate on the UMA is applied every February 1 during the life of the credit, in such a way that this 2022 “any credit increased 35 thousand 101 pesos” just for this concept.

“If inflation continues to grow at the rate it is going, if we reach 9 percent, any credit will go up to 50,000 pesos, in the case of the lowest, and up to more than 100,000 pesos, which are from 1.5 to 2 million financing”, he said.

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This second interest based in the UMA is the result of the reform of the Fovissste Law that was carried out in 2016, during the administration of former President Enrique Peña Nieto, said Matías Posada Velázquez, a health worker and representative of the movement in Jalisco.

Due to the foregoing, they proposed, among others, that the head of the federal Executive issue a decree to restructure the Fovissste credits in pesos “internally” and that the debt be frozen at a single interest rate.

Likewise, Cruz Vargas stressed, “we are requesting an audit from Fovissste, because it has not been carried out in many years.”

Some 300 workers from Baja California Sur, Chiapas, Mexico City, Guerrero, Zacatecas, Jalisco, Nuevo León, the state of Mexico, Tlaxcala, Michoacán, Puebla and Veracruz, among others, stationed themselves at different points in the vicinity of the National Palace to expose their problems, most of them with their account statements in hand.

One of the cases where the original housing loan debt has tripled is that of Ana María García, a worker at the Ministry of Public Education, who said that in 2009 she acquired financing for 330 thousand pesos, “I have been paying for 13 years. 350,000 and to this day I still owe 400,000 pesos plus what is accumulated”.

Tere Hernández Morales, from the Alianza de Trabajadores de la Salud, noted that the Fovissste Council “is empowered to consider using the Risk Fund” to solve the problem of high interest rates.

Another request is that in the case of housing loans that workers have obtained while active and who are already retired, they be charged 20 percent, “because Fovissste charges them 35 percent,” that is, 30 percent that They are paid by law, plus 5 percent of the employer’s contribution, “knowing that they no longer have an employer,” Cruz Vargas said.

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The demonstrators remain outside the National Palace, since there is a commitment, they said, that the Citizen Attention area of ​​the Presidency of the Republic receive a commission of workers.



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