The SCPI: an investment accessible to all budgets
The SCPI is a collective investment which allows savers to invest in rental property, most often made up of professional assets such as offices and shops, through the acquisition of shares. In return for his investment, the unitholder will then receive rental income in proportion to the number of shares he holds.
Expert for ten years in SCPI and associate founder of Portail-SCPI.fr, Benoît Lay explains to us that the shares of SCPI are largely accessible to small budgets : “My clients are always surprised when I introduce them to the SCPI, they are not used to the idea that you can enjoy all the advantages of a real estate investment with such a low entry ticket!”.
With an entry price of around €1,000 on average, the SCPI is therefore not an investment reserved for big budgets. From students to retirees, via companies, SCPIs are intended as an investment accessible and adaptable to each profile.
Benoît Layour adviser to Portail-SCPI.fradds that the SCPI is l’alternative par excellence to the direct purchase of a property: “Since it is not a question of buying a property in its entirety, which represents a costly operation, but simply to buy shares in an SCPIthe investment cost is much lower.
Why choose the SCPI?
For a low starting intake, investors in SCPIs can expect a very good return on investment. For example, by investing the sum of 1000€ on an SCPI with a yield of 4.8%, the investor can potentially expect a gain of more than €400 on his starting capital, and this, over an investment period of 10 years.
If you want simulate your SCPI investment, by customizing it with your own variants, such as your tax system, turn to the tool of SCPI simulation proposed by Portail-SCPI.fr. With just a few clicks, you can calculate the gain potential of your investment in relation to the duration of your investment and compose a portfolio adapted to your desires!
The civil real estate investment company is therefore a placement accessible, at the same time for the student who wants to boost their student loan or for retirees who are looking for additional income while securing assets with a quality return/risk ratio.
How to choose the right SCPI, granted to your budget?
To understand the price of an investment in SCPI, you have to look at the share price and the minimum the parts to acquire to become a partner, most offer a minimum subscription around 1000€ for new associates.
“Naturally, entry prices vary from one SCPI to another: some offer a higher entry ticket, around €10,000, others a much lower ticket, around only €200! to our expertise and knowledge of the market, we know how to recommend SCPIs adapted to the budget of our clients.” explains our expert, Benoît Yerle, from Portail-SCPI.fr.
Specialist in wealth management and convinced of the quality of investment support what is the SCPI, Benoît Yerle explains to us that he founded Portail-SCPI.fr with four partners with the aim of “to create an accessible platform that allows to support investors during all stages of their project. Our mission is to create a trust over the long term and monitoring over time of the choices made with our customers.”
Thus, in order to make your investment as successful as possible, it is better to favor objective advice in a independent wealth management firm as Portail-SCPI.fr. With more than 10 years of experience, its advisers will be able to offer you advice adapted to your budget and your needs. Do not hesitate any longer and contact one of its experts at the following number: 01.44.09.87.13 or make an appointment directly on the site Portail-SCPI.fr.