A busy family? Then saving can be quite difficult. There is always something you have to pay. These tips will help you on your way to spending less money and having more left over.
1. Make a budget and plan
Saving starts with knowing what comes in (your income) and what goes out (your expenses). Line everything up. For example from the past three months. Check with each release whether it was really necessary. You have to pay fixed costs anyway. But an expensive coffee at the station or new shoes may not necessarily be necessary. This way you can see which expenses you can cross out and where you will save next month.
2. Planning Meals
Do you go to the supermarket every day to buy everything for dinner? Chances are that you spend more on groceries than necessary. Determine in advance what will be eaten that week. Check the offers and put together a number of meals. For example, plan four or five meals. See what you need to buy for that and what you still have in your pantry. The rest of the day you make something from the leftovers.
3. Free and cheap getaways
You can make days out as expensive or cheap as you want. A spontaneous visit to the Efteling, for example, costs a lot. This can be done cheaper by looking for free outings in the area, such as a petting zoo or if there is something to do in the city. Still going to an amusement park? Be sure to check Marktplaats. There you will find cheaper tickets.
4. (Large) vacation? Play library!
The toy library works the same as the library. You become a member and receive various toys for little money at home. This way you don’t keep buying new toys, but your child can choose something for a few days or weeks. Check this website to see if there is a toy store near you.
5. The Birthday/Party Bake
A gift is part of a birthday or (children’s) party. We often agree on an amount in advance, for example € 15. And for that money you buy something. You can also turn it around. If there is a nice toy on offer, you buy it in advance. That way you have a stock. Do the same for Sinterklaas and Christmas gifts.
6. Playing outside
Playing outside is healthy and fun. And it costs you little. For example, invest in a good football or skipping rope. Or see which playgrounds and parks are nearby. Combine it with your own sports hour. While the kids play, you work up a sweat. Without an expensive gym subscription.
7. Buy clothes out of season
You buy summer clothes at the end of the summer. And winter clothes at the end of winter. That saves a lot of money. Because then there is usually a sale. Don’t forget Vinted either. There you will find a lot of nice second-hand (children’s) clothes and shoes for a reasonable price. Often as good as new or even never worn at all.
8. Compare different stores
A product is sometimes more expensive at one store than at another. Do you often buy the same products, such as children’s cookies? Check the prices of a few stores. Look at the kilo price and compare. For example, you may be cheaper for cookies at Kruidvat than at a supermarket. I’ll just name something.
9. Go second-hand
You can find a second-hand copy of almost everything: clothes, shoes, bicycles, toys, furniture, washing machines, you name it. For example, does your child need a new bicycle? Check Marktplaats or a bicycle shop with a second-hand offer. Saves a lot of money!
10. Take the bike more often
We often take the car out of convenience. But with that high petrol price, that is anything but cheap. And not good for the environment. Replacing short car journeys pays off enormously. Good for your car, for your wallet, for the environment and for yourself. So why don’t you go by bike?
Don’t buy right away, but take a look
Saving can be done in many ways, such as eating what is on offer, taking the bike instead of the car and buying second-hand clothes. It’s about asking yourself two questions with every purchase:
- Is it really necessary and/or does it make me really happy?
- If so, how can it be more affordable?
Don’t go for the first option. But look a little further. A second-hand copy, waiting for a nice offer or a creative solution for a day out. It takes some effort and energy, but it will save you money.